Owning a home offers numerous benefits, from design freedom to saving money on the long-term costs of your living space. While making the decision to stop renting and purchase a property of your own is a significant step, there are several signs that may indicate you’re ready to turn this dream into a reality. Whether you plan to build your own home or purchase a home for sale in Sierra Vista, AZ, Castle & Cooke Arizona is here to help you find the perfect place to call home.
You Have a High Credit Score
A good credit score is an excellent asset when you’re ready to buy a house. The better your credit score, the lower the interest rate you will be able to command when securing a mortgage. In today’s market, lenders are typically looking for a minimum credit score of 640-680; a higher score in the 700-750 range will get you an even better deal when you sit down to discuss home loans. If you aren’t sure your current credit score is high enough to get the rate you want, there are several solutions to help you raise your score before you apply for a mortgage.
You Play to Stay at Your Job
Many young adults and even older adults make career changes over time. If you’re satisfied with your career and your employer, making the decision to remain in place for several years to come is a great reason to consider owning a home. Real estate is an excellent investment that will provide you with better returns the longer you remain in your home, allowing you to get the most from your purchase by personalizing and enjoying your space.
Are you ready to discover the benefits of becoming a homeowner in Arizona? You can reach Castle & Cooke Arizona by phone today at (520) 378-5110 for more information about our home builders and our communities in Sierra Vista. We also invite you to check out our website for more details on our services or to explore our blog.